Individual Lending Manager (Jawa Tengah)

Are you a dynamic leader with a passion for driving financial inclusion? Bina Artha Ventura is seeking an experienced Individual Lending Manager to oversee and optimize our lending operations in Jawa Tengah. In this pivotal role, you will be the driving force behind our branch performance, managing a team of dedicated professionals to deliver exceptional customer service and achieve our financial goals.

As an Individual Lending Manager at Bina Artha Ventura, you will be responsible for managing a portfolio of individual loans, ensuring compliance with regulatory requirements, and driving revenue growth through innovative lending solutions. You will work closely with our regional management team to implement strategic initiatives and ensure the success of our branch in Central Java.

📋 Tanggung Jawab Pekerjaan

• Manage and grow a portfolio of individual loans, ensuring adherence to regulatory and internal policies.
• Oversee day-to-day operations of the lending team, including setting performance targets and providing coaching and mentoring.
• Conduct risk assessments and develop strategies to mitigate lending risks.
• Collaborate with credit analysts and underwriters to ensure the quality and integrity of loan applications.
• Develop and implement marketing and sales strategies to attract and retain customers.
• Monitor and report on key performance indicators (KPIs) to ensure the branch meets its financial targets.
• Build and maintain strong relationships with customers and stakeholders to drive business growth.
• Stay up-to-date with industry trends and best practices to continuously improve lending operations.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum of 5 years of experience in individual lending or a similar role in the financial services industry.
• Strong knowledge of Indonesian banking regulations and lending practices.
• Proficient in using Microsoft Office Suite, including Excel for data analysis and reporting.
• Experience with lending management software such as Core Banking Solutions or similar platforms.
• Excellent communication and interpersonal skills, with the ability to build and maintain strong relationships.
• Strong leadership and team management skills, with the ability to motivate and develop a high-performing team.
• Analytical and problem-solving skills, with the ability to make data-driven decisions.

🛠️ Keahlian

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